Probate Advance Fees & Pricing
Transparent pricing with no upfront costs. Understand exactly how our fees work before you decide. Get a personalized quote with no obligation.
Our Pricing Promise
We believe in complete transparency. Here's what you can expect from our pricing.
You pay nothing to apply or get approved. Our fee only applies when you receive your funds.
The fee we quote is the fee you pay. No surprise charges, processing fees, or administrative costs.
Our fee is based on a percentage of your advance amount. We explain exactly how it's calculated.
If the estate pays less than expected, you don't owe us the difference. We assume that risk.
How Probate Advance Pricing Works
Understanding the Fee Structure
Our fee is a percentage of your advance amount, typically ranging from 10% to 40%. The exact percentage depends on factors specific to your estate and situation. This is a one-time fee – there's no interest, no monthly payments, and no additional charges.
Example Calculation
Expected inheritance: $100,000
Advance requested: $50,000
Fee (example 20%): $10,000
You receive: $40,000
When the estate closes, $50,000 is paid from your inheritance share to settle the advance. You keep the remaining $50,000 from your inheritance.
What Determines Your Fee
Each estate is different, and several factors influence the fee percentage we can offer:
Advance Amount
Larger advances may qualify for lower percentage fees
Estate Complexity
Simpler estates with clear assets typically have lower fees
Probate Timeline
Shorter expected timelines generally mean lower fees
Documentation
Complete, clear documentation can reduce fees
Why This Model Works for Heirs
No Out-of-Pocket Costs
You never pay anything from your own funds. Our fee comes from the inheritance itself, so there's no financial burden on you.
No Ongoing Payments
Unlike a loan, there are no monthly payments to manage. The advance settles automatically when the estate closes.
Protected If Estate Changes
Our non-recourse structure means if the estate pays less than expected, you're not personally liable for the difference.
Common Questions About Probate Advance Fees
How much does a probate advance cost?
Probate advance fees typically range from 10% to 40% of the advance amount, depending on several factors including the estate's complexity, estimated timeline to close, and the amount requested. We provide a specific quote based on your situation during our free consultation.
Are there any upfront fees or application costs?
No. We never charge upfront fees, application fees, or processing costs. Our fee is only deducted from your advance amount when you receive your funds. If you're not approved or decide not to proceed, you owe nothing.
Why do probate advance fees vary?
Fees vary based on risk factors like the estate's complexity, clarity of the will, potential for disputes, property types involved, and the estimated time until probate closes. Simpler estates with clear documentation typically qualify for lower fees.
How is the fee paid?
The fee is deducted from your advance amount. For example, if you're approved for a $50,000 advance with a 20% fee, you would receive $40,000 and $10,000 would be our fee. You never write a check or make payments from your own funds.
Is a probate advance more expensive than a traditional loan?
A probate advance is different from a loan and shouldn't be compared directly. With a traditional loan, you'd need good credit, make monthly payments, and be personally liable. A probate advance has no monthly payments, no credit requirements, and is non-recourse, meaning you're not personally liable if the estate pays less than expected.
Can I get a lower fee?
Several factors can result in a lower fee: larger advance amounts, estates with clear documentation and no disputes, shorter expected probate timelines, and properties that are easy to value. We assess each situation individually and provide our best possible rate.
What happens if the estate takes longer than expected?
Your fee is locked in when you sign. Even if probate takes longer than anticipated, your fee doesn't increase. This protects you from the uncertainties of the probate timeline.
Are there monthly payments or interest charges?
No. Unlike a loan, there are no monthly payments and no interest that accrues over time. You receive your funds, and repayment happens automatically when the estate closes and distributes to heirs.
Get Your Personalized Quote
Every estate is different. Get a quote specific to your situation with no obligation. Our team will explain exactly what you can expect.