How Inheritance Advances Work
Get cash from your inheritance in as little as 24-48 hours. Unlike a traditional probate loan, an inheritance advance requires no monthly payments, no credit check, and no upfront fees.
Simple 3-Step Process
Getting your inheritance advance is fast and straightforward. Most applicants receive funds within 24-48 hours of approval.
Apply Online or Call
Complete our simple application in minutes. Tell us about your expected inheritance and provide basic contact information. No credit check required.
Quick Review
Our team reviews your application and verifies the estate details with the probate court. We work directly with estate attorneys to expedite the process.
Get Your Funds
Once approved, receive your cash in as little as 24-48 hours via direct deposit or wire transfer. Use the money however you need.
Why Choose an Inheritance Advance Over a Probate Loan?
An inheritance advance offers significant advantages compared to traditional probate loans or borrowing against your inheritance.
No Monthly Payments
Unlike a loan, there are no monthly payments. Repayment comes directly from the estate when probate closes.
No Credit Check
Your credit score doesn't matter. Approval is based on your inheritance, not your credit history.
No Upfront Fees
We don't charge any application fees or upfront costs. You only pay when you receive your funds.
Fast Funding
Get your money in as little as 24-48 hours after approval, not months or years.
Use Funds Any Way
Pay bills, cover funeral costs, make investments, or handle any financial need you have.
Confidential Process
Your financial situation stays private. We handle everything discreetly and professionally.
Inheritance Advance vs. Probate Loan
Understand the key differences between an inheritance advance and a traditional probate loan.
| Feature | Inheritance Advance | Probate Loan |
|---|---|---|
| Monthly Payments | None | Required |
| Credit Check | Not Required | Required |
| Personal Liability | None | You're personally liable |
| Interest Charges | None | Accrues over time |
| Risk if Probate Delays | We absorb the risk | Interest keeps accruing |
| Repayment Source | Directly from estate | Your personal funds |
Frequently Asked Questions
Common questions about how inheritance advances work.
Is an inheritance advance the same as a probate loan?
No. An inheritance advance is NOT a loan. We purchase a portion of your future inheritance at a discount. Unlike a probate loan, there are no monthly payments, no interest charges, and no personal liability. Repayment comes directly from the estate.
How much of my inheritance can I access?
You can typically access up to 30-40% of your expected inheritance, depending on the estate details and timeline. We'll provide a specific amount during the application process.
What if probate takes longer than expected?
Your advance amount is fixed regardless of how long probate takes. If the estate takes 2 years instead of 1 year, you don't pay anything extra. The risk is on us, not you.
Do I need good credit to qualify?
No. Credit scores are not a factor in our approval process. We base our decision on the estate and your inheritance, not your personal credit history.
Ready to Access Your Inheritance?
Don't wait months or years for probate to complete. Get a free quote in minutes and receive your funds in as little as 24-48 hours.